Super Visa Insurance FAQ Canada 2026

IRCC requires at least $100,000 in emergency medical coverage for a minimum of one year from the date of entry, including health care, hospitalization and repatriation. A quote alone is not proof of paid insurance.

IRCC accepts full payment or instalments with a deposit, provided the issued policy satisfies the other Super Visa requirements. Plans, deposits, fees and refund rules depend on the insurer.

Yes, eligible parents or grandparents can apply individually and each applicant must meet eligibility and insurance requirements. Use the couple quote journey to compare options for two visitors.

A Super Visa can permit stays of up to five years per entry, subject to border-officer decisions and ongoing compliance. Visa validity and authorized length of stay are different concepts.

Some policies offer emergency coverage for certain stable pre-existing conditions. Coverage depends on the insurer, age band, condition, medication changes, stability period and wording.

IRCC requires valid insurance for each entry; check the insurer’s geographic limits and expiry.