Updated October 21, 2026 · By Pankaj Bhatia
Policies differ
Plan maximums, covered emergencies and pre-existing-condition stability rules vary by insurer and insured age.
How to choose
Select visit duration, age, coverage, deductible and desired medical conditions coverage before requesting live results.
Making a claim
Know the emergency-assistance number and any requirements to contact the insurer before or promptly after treatment.
Important: A policy is not a visa approval. Compare the actual insurer policy, medical stability clauses, deductibles and cancellation terms before purchasing.